Which elements must be included in a mortgage advertisement with a real estate brokerage to remain compliant?

• A. The broker's license number only
• B. The loan interest rate and APR only
• C. Contact information for both entities, the brokerage's role, and the services the MLO may provide
• D. A mandatory mortgage insurance disclosure

Answer: (C)

Advertising a mortgage in partnership with a real estate broker must clearly identify who is behind the message and what can be offered. The best choice includes contact information for both the brokerage and the loan originator, states the brokerage’s role in the transaction, and outlines the services the loan officer may provide. This combination ensures transparency: you know exactly who is advertising, how to contact them, what each party is responsible for, and what help the loan officer can provide. Without these details, the ad could be confusing or misleading—one piece like just a license number or just interest rate doesn’t tell the whole story or establish accountability. The other options miss essential elements: they focus on a single item (license number or rate) or add a disclosure that doesn’t address identifying the parties and the services offered.